*The Treasury/PSU Pensioners to be charged a premium of 0.50% in case concerned Treasury/ PSU (Pension Payment Authorities) do not give consents/undertaking in writing that it will not accept any request from the pensioner to transfer his pension payment to any other Bank/ Branch till a NOC is issued by our Bank/Branch. Pre-Approved Pension Loans on YONO (PAPNL) III.XPRESS CREDIT- NON-PERMANENT EMPLOYEES (NPES) Note: No further concession is permitted under the Scheme. Other than Salary Package A/c Holders (including Applicants not maintaining Salary A/c with our Bank): CIC Score (CIBIL CV Score SBI Salary Package A/c Holders: CIC Score (CIBIL CV Scoreī. XPRESS ELITE SCHEME:(Term loan/ Overdraft)Ī.
LOAN QUANTUM CALCULATOR CODE
*Subject to condition that total concession shall not exceed 100 bps and Salary account is linked to respective Employer Code wherever applicable.ĭ) ‘Overdraft’ Facility: In case of the customer who avails Overdraft (OD) facility, 50 bps premium will be charged over and above the applicable interest rate. (No change) Same rate as applicable to underlying home loan accountįor Public: EBR + 240 bps ER: 9.05% For SBI staff Pensioners : EBR + 140 bps ER : 8.05%įlexipay, NRI, PMAY,Differential OfferingsĬentral Public Sector Enterprises (CPSEs) The rate applicable will be as applicable to the beneficiaries of SBI Privilege Scheme. (No change) An additional 10 bps will be added to the final rate. (Subject to Effective rate NOT below EBR, presently 6.65%). Maxgain - An additional 50 bps premium will be added to the applicable home loan (TL) ROI.ĥ bps concession over applicable home loan rates if Maintaining salary a/c with SBI under salary packages. Mortgage over the subject property / property owned by the applicant/s.Term Loan - An additional 20 bps premium will be added to the applicable home loan (TL) ROI. If not - 75% of cost or reviewed forced sale value of the house property, whichever is less.Ĭonstruction of houses/ Apartments for sale
If reviewed forced sale value of the house/ apartment is above the loan amount - 100% of cost Landscape/ interior decoration of exiting house/ condominium unit Purchase a house/ partly constructed house/ condominium unitĬomplete construction/ renovation, extension / repair of an existing house/ condominium unit Maximum of 75% of reviewed market value or purchase price of the property, whichever is lesser.Ĭonstruct a house in an owned land of the borrower/co-borrower Purchase a land to construct a house later In case of a joint housing loan, the co-borrowers should be close relatives or directly interested parties for purchasing/developing of the property. Professionals with fixed/non-fixed income, permanent employees of government, statutory bodies, private sector, self employed, farmers, cultivators.
Should not be a defaulter of BOC or any other Financial Institution. The borrower should be a resident of Sri Lanka. Should be a Sri Lankan Citizen/s above the age of 18 years. Landscaping/ interior decoration of the house/ condominium unit.Ĭonstruction of houses/ apartments for sale - please contact the relevant branch for more information and this facility is provided only for the commercial purpose house builders.
Purchase a house/ partly constructed house/ condominium unit.Ĭomplete construction/ renovation/ extension/ repair of an existing house/ condominium unit. Purchase a land and to construct a house.Ĭonstruct a house in an owned land of the borrower/s. Purchase a land to construct a house later.
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